Jennifer A. Schaefer MBA, CFS,CLU, RHU, REBC

Registered Health Underwriter-Registered Employee Benefits Consultant

I have been providing employee benefits solutions for 14 years. Independence Financial Associates provides a one stop shopping for our clients. Our approach is to free up the HR manager and do every task for our clients. *We add and delete employees *Mail out kits to all new hires *Follow up on paperwork *Help with claims issues-20 years experience *Give our number to every employee *Quarterly seminars on many topics available *Health Advocate for clients- 7 days a week Register Nurse available to speak with.  Please call us today for a quote(877)355-6070. Mutual Funds, Annuities, Stocks, Bonds, and other investments available through Hornor, Townsend, Kent, Inc. 161 Washington Street Ste 700 Conshohocken PA 19428, are not insured by the FINRA, SIPC nor are they obligations of or guaranteed by Hornor, Townsend, & Kent, Inc. Such investments will fluctuate in value and are subject to investment risks, which may result in the loss of principal.

Jennifer is currently licensed/registered to offer insurance and securities in her resident state of PA, along with DE, MD & NJ.  Additionally, Jennifer can offer securities in the states of CA, DC, FL, IL, MA, NC, NY, OH, VA & VT.  Not an offer or solicitation in any states where not properly licensed and/or registered.

If you are a resident of any other state, please note that it is a simple procedure for Jennifer to become licensed in your state, she currently holds Series 6, 7, 63 licenses.

Cost of Retirement

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Life Insurance

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IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Federal Income Tax

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Variables You Can Count On

One way to pursue gains in the stock market while also limiting downside risks is through the use of living benefit guarantees that are offered with some variable annuities (for an additional cost).

Can You Count on Disability Income?

Disability income insurance replaces a percentage of your salary if you should experience a disability that makes it impossible for you to continue working.

A Simple Conversion

It has never been easier to convert all or part of an employer-sponsored retirement plan to a Roth IRA.

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One way to help manage interest-rate risk and cash flow from bonds is to construct a bond ladder.

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