Jennifer A. Schaefer MBA, CFS,CLU, RHU, REBC

I have been providing employee benefits solutions for 14 years. Independence Financial Associates provides a one stop shopping for our clients. Our approach is to free up the HR manager and do every task for our clients. *We add and delete employees *Mail out kits to all new hires *Follow up on paperwork *Help with claims issues-20 years experience *Give our number to every employee *Quarterly seminars on many topics available *Health Advocate for clients- 7 days a week Register Nurse available to speak with.  Please call us today for a quote(877)355-6070.

Mutual Funds, Annuities, Stocks, Bonds, and other investments are available through Hornor, Townsend, Kent, Inc.  Such investments will fluctuate in value and are subject to investment risks, which may result in the loss of principal.

Jennifer is currently licensed/registered to offer insurance and securities in her resident state of PA, along with DE, MD & NJ.  Additionally, Jennifer can offer securities in the states of CA, DC, FL, IL, MA, NC, NY, OH, VA & VT.  Not an offer or solicitation in any states where not properly licensed and/or registered.

If you are a resident of any other state, please note that it is a simple procedure for Jennifer to become licensed in your state, she currently holds Series 6, 7, 63 licenses.
Calculators

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

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Newsletters

Most Recoveries Are Announced Months After They Begin

Because it can take so long for the National Bureau of Economic Research to determine when a recession began or ended, people who delay financial decisions until they are certain a recession is over are at a disadvantage because they may be operating on old information.

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Given the wide and important role that the board plays, it is a good idea to look beyond the glossy portraits and become familiar with the individuals tasked with guarding shareholder wealth.

Are Target-Date Funds Off Target?

Target-date funds are not for everyone, so it's important to gather all the facts.

Pursuing Both Growth and Value

Maintaining a balance of growth and value investments may help investors add a new dimension of diversification to their portfolios.

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