Jennifer A. Schaefer MBA, CFS,CLU, RHU, REBC

I have been providing employee benefits solutions for 14 years. Independence Financial Associates provides a one stop shopping for our clients. Our approach is to free up the HR manager and do every task for our clients. *We add and delete employees *Mail out kits to all new hires *Follow up on paperwork *Help with claims issues-20 years experience *Give our number to every employee *Quarterly seminars on many topics available *Health Advocate for clients- 7 days a week Register Nurse available to speak with.  Please call us today for a quote(877)355-6070.

Mutual Funds, Annuities, Stocks, Bonds, and other investments are available through Hornor, Townsend, Kent, Inc.  Such investments will fluctuate in value and are subject to investment risks, which may result in the loss of principal.

Jennifer is currently licensed/registered to offer insurance and securities in her resident state of PA, along with DE, MD & NJ.  Additionally, Jennifer can offer securities in the states of CA, DC, FL, IL, MA, NC, NY, OH, VA & VT.  Not an offer or solicitation in any states where not properly licensed and/or registered.

If you are a resident of any other state, please note that it is a simple procedure for Jennifer to become licensed in your state, she currently holds Series 6, 7, 63 licenses.
Calculators

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

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Newsletters

The Positives of Negative Correlation

Few asset groups are perfectly negatively correlated, but a portfolio may still be able to benefit from the correlation principle.

Playing Catch-Up with Contributions

Something as simple as increasing your contributions to tax-advantaged retirement programs can go a long way toward helping you pursue your long-term financial goals.

It's Time to Get Real

During times of market volatility, it can be easy for investors to lose sight of two seemingly immovable obstacles standing in the way of their long-term investment goals: taxes and inflation.

HOT TOPIC: The Fed Plans to Spend Trillion or More to Spur Growth

For the first time in a generation, the Federal Reserve has undertaken a campaign to influence long-term interest rates, a departure from recent monetary policy that has focused almost exclusively on short-term rates.

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